Live Casino Baccarat – Best Online Live Dealer Casinos

Live casino baccarat is one of the most widely preferred casino games for a reason. Although the first records of the game date back to the 1400s, its popularity was carried through over the centuries and today it is one of the most popular casino games in contemporary land-based and best online casinos live.

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What made baccarat and live baccarat, in particular, the table game of choice of players from all over the world is the fine combination of simplicity and the opportunity to bet on the same deal together with other players.

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The most basic baccarat rules are easy to follow. You can bet either on Player, on Banker or “Tie”. However, if you are planning a set up an account with one of the live online casinos out there, you should be familiar with the rules in detail. Some of the best online live casinos offer free tutorials, but the majority of them do not allow you to polish your skills through playing live casino baccarat in demo mode.

Below, you will find detailed information about the best live casinos as well as information about the best strategy and specifications associated with the live casino baccarat variations. Last, but not least, you will get familiar with the advantages you get from playing at some of the top live casinos instead of visiting a land-based venue.

Baccarat Rules – Everything You Need to Know

Calculating points in Baccarat

As mentioned above, live casino baccarat is simple and yet complicated table game. It is said to be the favorite casino game of high rollers, who mainly engage in the most popular variation known as Punto Banco.

Let’s focus on the baccarat rules that go beyond the aforementioned Player, Banker and Tie bets.

Every live online casino offers at least one live baccarat variation. In fact, one of the greatest advantages of having an account at a top online casino is that you play at a real time and interact with the dealer and the other players via a chat window. A dealer, based in a studio, runs the live casino baccarat game. The best live casinos offer high-quality streaming that allows the player(s) to keep a close eye on every action of the dealer and keep themselves informed about how the game action unfolds.

Most online casinos have a page explaining the way the baccarat games are set and informs players about the side bets options. You are also advised to take a look at the rules and strategy section at your casino of choice.

Although the best online live casinos have their own studios, live baccarat games and live dealer games in general, are usually hosted by software providers, different from the main software provider(s). The live casino baccarat options are available in a separate section, and if you already have an account with a certain online casino, there is no need to set up a new one to gain access to the live dealer games.

Live Dealer Baccarat Rules and Third Card Strategy

Various sources put forward the idea that the word “Baccarat” derived from Italian and translated into English means “zero”. That notion makes sense as in Baccarat Jacks, Kings, Queens and Tens have a zero value. For instance, if you have a hand of seven and three that makes 10. Therefore, you have baccarat.

Although there are several live casino baccarat variations, the best live casinos online predominantly offer Punto Banco and the classic Chemin de fer. Back at the time, the Punto Banco variation was the most popular one in England, but the English version gained great popularity in the US.

Today, there three widespread live casino baccarat variations – Baccarat Banquet, Punto Banco, and Chemin de Fer. The live online casinos in the US offer mainly Punto Banco, but in point of fact, the three variations are identical as far as the baccarat rules are concerned. The primary difference between them lies in the way the cards are dealt.

It is worthy of mentioning that the Mini Baccarat game is also a preferred variation among online live casinos’ clients. The main reason for its popularity is the fact that mass players shy away from the high minimum bets at the big baccarat tables, while Mini live baccarat tables have limits that are more sensible.

Live casinos online generate sustainable revenues from baccarat games because of their popularity among high rollers. On the other hand, baccarat games can have an adverse impact on casino’s profits in case of big wins.

As far as online live casino baccarat is concerned, it was the logical step towards providing players with a plethora of options for enjoying the game from any location.

Live Dealer Baccarat Rules

Baccarat rules

In brief, you are allowed to place a bet on the Banker, on the Player or a Tie. Sometimes, you can also be offered a side bet. Visit our new online casinos page to find some great casinos that provide high odds for the bets, like Tie bet.. However, the latter has a relatively higher house edge as compared to the house edge of the Player/ Banker bets.

Once you and the other players place their bets, each of you is dealt two cards turned face up. The one whose hand is closest to 9, is declared a winner. If the total of the hand goes beyond 9, the value is narrowed down to a single digit. For example, if you have been dealt a jack and a five, that makes a total of 15. However, in baccarat Tens count for zero, so your hand totals 5.

Cases When Third Card Is Dealt

In some cases, you might be allowed to get a third card. Most players consider the third card rules a bit vague, but here are the basic third card baccarat rules. It is important to note that the dealer always stands at 7.

Video Guide Towards Online Baccarat

Live Dealer Baccarat Specifications

The live casinos online differ slightly from one another as far as layout and lobby options are concerned, but what they have in common is the list of live baccarat games and the availability of a picture of the dealer running the live casino baccarat table at that time.

Once you settle for a baccarat variation, the next thing you have to look out for is the buy-in level and the condition of your bankroll. The stakes at mass player tables start from a few dollars to reach hundreds of dollars per hand at high roller tables.

Clicking on the live baccarat variation you have picked will redirect you to the game interface and the table where you can choose between a number of betting options. The next step is choosing your chip size and dragging the chip/ clicking on the square where you want to drop it.

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Some of the best online live casinos have a chat option you can access by clicking on the expandable chat window. The setup page enables you to adjust the sound, the quality of the live streaming and to keep track of your betting history.

It is essential to remember that you have a limited time to place your bet. If you fail in placing your bet within the given period, you will not take part in the next hand. That is done with the aim of ensuring a smooth gameplay. When the outcome of the hand is evident and you are the winner, the winnings are added to your account. If you opt for a “rebet” you will proceed to the next hand with the same stake size.

If you have created an account at a top live online casino with the sole intention of engaging in live baccarat, you might be surprised to find out that the stakes are a bit higher than what you are used to at land-based casinos. The reason is that live casinos online are a huge investment for the provider due to the expenses for live dealers, live streaming studio and audio.

Advantages of Playing Live Dealer Casino Baccarat

Play baccarat from your mobile device

Our baccarat infographic describes the features of the online game. The main advantage of playing live baccarat is the opportunity to interact with a real dealer and other players via live chat. In some casinos, the dealer even responds via a microphone. Hearing the voice of an actual human being makes the game even more exciting and the entire live baccarat gaming session turns into a great, personalized experience. The live streaming made it unnecessary to plan a weekend getaway to a preferred gambling hub a few weeks in advance. Now, you can simply log into your casino account and enjoy live casino baccarat session from the premises of your home.

Plus, you can access your account at any time and benefit from the authentic gameplay. The live casino baccarat games are also famous for their genuineness. Players are aware of the remaining decks in the shoe, and they know when the dealer will reshuffle. If you qualify for a bonus, your bankroll will be increased significantly, which therefore means that in the long term you will benefit from increased odds.

Top live gambling sites offer casino bonus, which adds further excitement to your gambling session. If you are just diving into the immense world of live casinos online, you must be wondering how to tell whether a certain online casino is worth your time and money. There are a few indications that drop a hint if the casino is a reliable one. Check the jurisdiction it has obtained a license from as well as the software provider. The variety of top payment methods is also worthy of checking.

The number of live casino baccarat options are the other important detail you should look out for. Check the table limits and the availability of a live chat option.

It goes without saying that there is such an immense variety of live casinos online that checking the features of each and every one of them will take a lot of time. If you are impatient to start playing and you want to make an informed decision as to which are the best casinos live baccarat get familiar with the leading brands, outlined below:

The Best Casinos for Live Baccarat



The site of 888Casino holds a license, issued by the Gibraltar Regulatory Authority and the UK Gambling Commission. Fans of live baccarat are offered two live casino software platforms. The Evolution Gaming-powered studio based in Latvia and the second, run on the Entwine software platform, is located in the Philippines. No matter if you are a high roller, or you have a modest bankroll to start with, you will find a table featuring stakes you are comfortable with.



Enter Betway to learn why this is one of the top casinos live where live baccarat games are available. They are powered by Microgaming and available in multi-player mode only.



What makes users define bet365 as one of the best live casinos is the fact that special attention is paid to the live baccarat and players are given the chance to choose between Asian and European live studios. The European one offers Punto Banco as well as a variety of side bets (these are bets, placed separately from your main bet). The Asian live casino offers even more diversified range of table games.

William Hill

William Hill

Live baccarat at William Hill is powered by Evolution Gaming. You gain access to the live casino section via the flash version or via a downloadable casino client. Live chat option is available in both versions but if you want to enjoy an authentic and smooth gameplay, you are advised to opt for the downloadable version.

Mobile Options for Live Casino Baccarat

Play baccarat from your mobile device

The best online live casinos have fully optimized their products for mobile devices, so players can enjoy their favorite game literally from any location where secure Internet connection is available. In general, live casinos online provide their clients with two methods for accessing the live baccarat section via a smartphone or a tablet. They have either made the site compatible with mobile devices or have rolled out a native app that can be found at the App Store. In both cases, you may rest assured that the smaller screen of the mobile device would not be a bother for having a smooth, profitable live casino baccarat gambling session. However, if you are an Android user, you will not find the native casino apps at the Google Play store. Real money apps for Android are to be found at the casino website.

Baccarat Betting Odds Explained

Baccarat is known as one of the most lucrative casino games where players do not rely solely on their luck but on pure mathematics. Nevertheless, the game rules have been constructed with the aim of giving the house a small advantage for the Player and Banker bets. As for the Tie bet, the house advantage is several times higher as compared to the other two types of bets.

According to complex calculations, the Banker wins 50.68% of all hands that do not end Tie, while the percentage goes down to 49.32% for Player’s winning hands. Let’s presume you have 100 credits worth of bets and you are aware that you will lose 50.68 and win 49.32. The difference is 1.36. Therefore, the house edge against Player bet is 1.36.

As for the Banker bet, the house advantage is 1.17%. The most logical question is why the Banker bet does not offer a real house advantage when it wins 50.68% of all times? The answer is that casinos get a 5% commission on all winning Banker bets.

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Let’s take the above-mentioned 100 credits as an example. Having in mind the 5% commission, you win 0.95 credits for each one of the 100 credits you wager. As mentioned above, the banker wins 50.68% of all non-tie bets. If you multiply 50.68 by 0.95, you get a house advantage of 1.17%.

Let’s discuss the Tie bets and the reason why players whose intention is to complete their live baccarat gambling session with a boosted bank account tend to avoid them. Tie bets stand for 9.55% of all baccarat bets, which means their true odds are 9.47 to 1. Nevertheless, you might consider the 8 to 1 payout a great deal, but things do not work that way. To sum up, the Banker bet offers the most favourable live casino baccarat odds, despite the 5% commission.

The Most Popular Live Casino Baccarat Variations

Choose one of the given variations of the game that is most suitable for you:

Chemin de Fer

Chemin de Fer, which means “railroad” is the original baccarat version where six decks of cards are used. One of the players is designated as the banker and he/she deals the cards. The casino itself is not involved in the betting process and players’ objective is to defeat their opponents rather than beating dealer’s hand. The croupier determines the size of the stake and the player who wants to become the next banker has to match dealer’s stake. Failing to do so means the betting continues in the same manner. When the cards are dealt, the player who has the highest stake plays for his bettors’ group. The dealer pays everyone’s stakes if the total of their cards goes over 9. If the total is either 8 or 9, they are allowed to turn over the cards. The dealer is declared a winner if the total is lower than 8. Chemin de Fer is also known for the liberal rules related to drawing a third card. However, this variation is not the most popular live casino baccarat option. It is predominantly played at land-based European casinos and in France, in particular.

Baccarat Banque

Few are the live online casinos offering Baccarat Banque, but it does not mean it is an unpopular variation in European casinos. It is played with three packs of cards and the game starts when at least one player joins the table and the banker is determined. The right to be a banker is given to the player with the biggest wager or the player standing on the right side of the croupier. The bank is dealt one hand, while the player is dealt two. Two hands are dealt to the left and to the right side of the table, respectively. Then, players need to decide whether to bet on player’s hands or just bet on their side of the table. Betting on dealer’s hand is not possible.

In case players choose the “going bank” option and win, they take the banking seat. However, if they lose, they are not given a second chance to bust the same banker.

European Baccarat

There are a few differences between the American and European baccarat. The first one is that the player can either draw or stand on 5. The second one is that the banker has the freedom to decide whether to draw a third card or not. The 5% commission on Banker’s bet is applicable here as well. The casino provides the financial backing to banker’s hand.

Let’s presume the banker funds $1,500. The first player wagers $1000 and the second one bets $500. In this case, the remaining players are not allowed to place their bets when banker’s wager is completely wrapped. No other contestants cannot wager once the player who has already placed a wager calls out “banco”.

Punto Banco

Here comes the specialty of the top online live casinos. Punto Banco is undoubtedly one of the most popular live casino baccarat variations. Punto Banco attracts high rollers to land-based casinos and VIP rooms at the online casinos because of the small house advantage. The house advantage of the Punto bet is 1.24% and drops down to 1.06% for Banco bet. However, winnings on a Banco bet are a subject to 4% or 5% commission. If we presume the game is played with a six-deck shoe, the house edge of the Tie bet is 14.44%.

The aim of the player/ banker is to have a hand value of 9 or as close to 9 as possible. The player, occupying the first seat, deals the cards. The first and the third card are dealt to the player, the second and the fourth go to the bank. When the hands’ value is determined, there is a possibility of a third card to be dealt. The payout is 1:1.

Mini and Midi Baccarat

Mini live baccarat tables are to be found within leading online live dealer casinos. Both variations bear a resemblance to the classic game of baccarat in terms of rules. Mini baccarat is preferred because of the lower betting stakes and the fact that the game action unfolds considerably faster as compared to the slow pace at the large baccarat tables. A mini live baccarat table hosts no more than seven players. It is played with eight decks of cards. A 5% commission applies to the winning Banker bets. You owe no commission if you bet on Player and you win. In case the hand ends a tie, you will get a full refund of your bet.

The Mini baccarat table has six areas you need to know. If you decide to bet on Player, you have to put your chips in the red circle. Wagers on bank need to be put on the yellow circle. If you place a bet on the bank and win, the croupier, sitting opposite the players, will collect the 5% commission. Placing your chips in the white number means you think the hand will end a Tie. The other three zones you have to keep an eye on are the commission boxes, the chip stacks, and the shoe.

Information Resources

  1. Learn to Play Baccarat in 7 Steps (Game, Full of Suspense and Intrigue)
  2. Las Vegas Women Are on a Roll (Two Baccarat Dealers Parlay $80 into $103,107)
  3. Australia Eyes Buddha and Baccarat (Methods of Luring Chinese Tourists)
  4. The Card Game Known as Baccara (Definition at Encyclopedia Britannica)
  5. Baccarat Gambling – Probability (Chances to Win & Making the Right Decisions)